AI & Trusted Finance
Day 1 · 23 November 2026
AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.
Rita Gnutti — AI governance & model risk, 09:00–09:30
Banking Frontier 2026
International Banking Summit. Five themes, one a day, each with the people the official timetable puts against it.
- Dates
- 23–27 November 2026
- Venue
- Holiday Inn Amsterdam – Arena Towers, Amsterdam
- Format
- 5 days, two rooms, 89 sessions
Identity & Cyber Resilience
Day 2 · 24 November 2026
Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.
Stephan Wolf — Corporate digital identity management, 09:00–09:30
Payments & Digital Assets
Day 3 · 25 November 2026
Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.
Domenico Scaffidi — Instant payments and interoperability, 09:00–09:30
Customer Growth & Platform Banking
Day 4 · 26 November 2026
Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.
Rudolf Stefanich — Human-AI banking experience, 09:00–09:30
Future-Proofing Banking 2027–2030
Day 5 · 27 November 2026
Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.
Ulf Holmberg — Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities, 09:00–09:30
The five days in full
Each ledge above opens out here. Three published sessions per day are shown with their real times, rooms and attributions. Times are Central European Time (CET).
Day 1: AI & Trusted Finance
23 November 2026 · 14 sessions
AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.
AI governance & model risk
09:00–09:30 · Room A · Main Stage
Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
Data, AI enablement & intelligent automation for bank operations
09:30–10:00 · Room B · Innovation & Implementation
Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
Scaling AI responsibly: leadership playbook for AI risk & compliance
10:00–10:30 · Room A · Main Stage
Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
Day 2: Identity & Cyber Resilience
24 November 2026 · 16 sessions
Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.
Corporate digital identity management
09:00–09:30 · Room A · Main Stage
Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
Digital trust in AI-led banking · risk, audit and cyber oversight at board level
09:30–10:00 · Room A · Main Stage
Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
User centricity in cybersecurity · UX research and behavioural science
09:30–10:00 · Room B · Innovation & Implementation
Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
Day 3: Payments & Digital Assets
25 November 2026 · 20 sessions
Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.
Instant payments and interoperability
09:00–09:30 · Room A · Main Stage
Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
The new payments landscape · instant, interoperable, invisible and built on trust
09:00–09:30 · Room B · Innovation & Implementation
Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
Digital wallets and biometric payments · customer experience and secure authentication
09:30–10:00 · Room B · Innovation & Implementation
Mihai Draghici · Founder & CEO · PayByFace · Romania
Day 4: Customer Growth & Platform Banking
26 November 2026 · 23 sessions
Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.
Human-AI banking experience
09:00–09:30 · Room A · Main Stage
Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
AI-augmented service and product-led banking at scale
09:00–09:30 · Room B · Innovation & Implementation
Speaker TBC
Present and Future of Digital Transformation in Islamic Banking
09:30–10:00 · Room A · Main Stage
Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
Day 5: Future-Proofing Banking 2027–2030
27 November 2026 · 16 sessions
Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities
09:00–09:30 · Room A · Main Stage
Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk
09:00–09:30 · Room B · Innovation & Implementation
Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
Systemic threats and stress testing · post-quantum readiness
09:30–10:00 · Room A · Main Stage
Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
Contributions, in their own slot
Six people from the roster, each with the session they are published against and that session's own description. No ranking is implied by the order, which follows the timetable.
Rita Gnutti
Executive Director, Internal Validation and Controls, Group Chief Risk Officer Area
Intesa Sanpaolo, Italy
AI governance & model riskDefine what trusted AI-driven finance means for banks in 2027–2030. Link customer value, transparency and control to scalable AI adoption.
Day 1, 23 November 2026 · 09:00–09:30 · Room A · Main Stage
Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
Stephan Wolf
Chair of the Board, Verifiable.Trade Foundation; Leadership Team, LEI Worldwide
LEI Worldwide / Verifiable Trade Foundation, Germany
Corporate digital identity managementPosition digital identity as core banking infrastructure, not a back-office utility. Explore wallet-based identity, verified credentials and organisational identity.
Day 2, 24 November 2026 · 09:00–09:30 · Room A · Main Stage
Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
Domenico Scaffidi
CEO and Founder / Independent Consultant, Global Payments Innovation Practice
DS Payments Ltd, United Kingdom
Instant payments and interoperabilityFrame the payments, wallets and digital-assets agenda. Link market infrastructure, regulation and customer expectations.
Day 3, 25 November 2026 · 09:00–09:30 · Room A · Main Stage
Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
Rudolf Stefanich
Senior Manager - Product Insights
Bitpanda / New Design University, Austria
Human-AI banking experienceShow how AI changes service, sales, operations and advice journeys. Define where humans remain essential for trust and empathy.
Day 4, 26 November 2026 · 09:00–09:30 · Room A · Main Stage
Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
Ulf Holmberg
Functional Lead and Senior Analyst
Swedbank, Sweden
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural VulnerabilitiesAssess geopolitical fragmentation and structural vulnerabilities in banking. Link AI, funding costs, credit risk and stress testing.
Day 5, 27 November 2026 · 09:00–09:30 · Room A · Main Stage
Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Gladson Baby
Vice President & Director of Data & AI Enablement
Fifth Third Bank, United States
Data, AI enablement & intelligent automation for bank operationsLink data enablement, intelligent automation and system integration to operational performance. Identify automation opportunities that reduce manual work without weakening control.
Day 1, 23 November 2026 · 09:30–10:00 · Room B · Innovation & Implementation
Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
The complete record
Agenda
89 sessions across 5 days in two rooms — Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) — published with times, rooms and attributions.
Roster
65 speakers from 31 countries, each with a role and an organisation. Nobody appears on this page who is not on it.
Attending
In person
Both rooms run at Holiday Inn Amsterdam – Arena Towers, Amsterdam, across the whole 5 days, 23–27 November 2026.
Online
Online participation runs alongside the in-person summit. The official registration page is the only place that states the current passes and terms.
Around the programme
Registration, coffee breaks, lunches and the evening slots are part of the published timetable and appear on the official agenda alongside the sessions. What comes of them is not something this page can promise, so it does not.
Holiday Inn Amsterdam – Arena Towers
- Venue
- Holiday Inn Amsterdam – Arena Towers
- Address
- Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
- Nearest station
- Bijlmer ArenA · 4-min walk
- From Schiphol
- Train Schiphol → Bijlmer ArenA, approx. 15 min
- Parking
- P1 ArenA · paid, on-site
- Accessibility
- Step-free access; accessible WCs on every floor
- Registration desk
- Ground floor lobby, signposted on arrival
- Published times
- Central European Time (CET)
Questions and organiser
Does appearing on this page mean someone is a 'leader' chosen by you?
No. Every name here is taken from the official speaker roster in published order. There is no ranking, shortlist, award or invitation involved, and none is implied.
What is in each of the five days?
One theme per day: AI & Trusted Finance, Identity & Cyber Resilience, Payments & Digital Assets, Customer Growth & Platform Banking, Future-Proofing Banking 2027–2030. Two rooms run in parallel throughout.
How many sessions are there?
89 across 5 days, all times Central European Time (CET).
Can I attend online?
In-person and online participation are both available. Current passes, terms and any group conditions are shown on the official registration page.
Where are the photographs from?
Previous Zenith Group events, every one of them. Banking Frontier 2026 takes place 23–27 November 2026 and has not happened yet.
Zenith-Energie International s.r.o., Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia. Company ID 02354357, VAT CZ02354357. Enquiries: info@group-zenith.com. Registration, payment and official announcements happen only on the official site.